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dc.contributor.authorSégol, Matthieu
dc.contributor.authorKolev, Atanas
dc.contributor.authorMaurin, Laurent
dc.contributor.editorEuropean Investment Bank
dc.date.accessioned2021-02-10T13:34:05Z
dc.date.available2021-02-10T13:34:05Z
dc.date.issued2019
dc.identifierhttps://library.oapen.org/handle/20.500.12657/43412
dc.identifier.urihttps://directory.doabooks.org/handle/20.500.12854/29622
dc.description.abstractWe use the association between non-financial firms and their banks, an information available in the European Investment Bank Investment Survey (EIBIS), to disentangle the effects of borrowers’ and lenders’ financial weakness on the satisfaction with the loan contracted. The dataset matches survey data of non-financial firms about their satisfaction with bank lending with their financial data and the financial data of their banks. We find evidence of both demand and supply factors determining firm satisfaction with bank loan financing: non-financial firms with weaker finances and those financed by weaker banks are less satisfied with their bank financing. We also find that the impact of supply factors differs across regions within the EU: the effect of bank’s financial weakness on borrower satisfaction is not significant in core countries but is in periphery countries.
dc.languageEnglish
dc.rightsopen access
dc.subject.classificationbic Book Industry Communication::K Economics, finance, business & management::KF Finance & accounting::KFF Finance
dc.subject.otherBusiness & Economics
dc.subject.otherFinance
dc.subject.otherGeneral
dc.titleEIB Working Papers 2019/07 - What firms don’t like about bank loans
dc.title.alternativeNew evidence from survey data (Volume 2019/7)
dc.typebook
oapen.identifier.doihttps://doi.org/10.2867/215599
oapen.relation.isFundedBy969f21b5-ac00-4517-9de2-44973eec6874
oapen.collectionKnowledge Unlatched (KU)
oapen.imprintEuropean Investment Bank
dc.dateSubmitted2020-12-15T13:27:29Z
dc.relationisFundedByb818ba9d-2dd9-4fd7-a364-7f305aef7ee9


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